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HOW TO BRING CONVERSATIONTS ABOUT SAVING OUT OF THE CLOSET
Article credit: Allan Gray

Talking about finances at work can seem like a taboo subject, especially given that conversations about salaries, bonuses or saving for retirement usually take place behind closed doors. If you are a member of a group savings scheme through your employer, such as a pension, provident or umbrella fund, you may have burning questions about how this will impact your retirement.

You may feel worried about raising some of these questions given that conversations about finances at work are usually shrouded in secrecy. But the reality is that what you do in the lead up to retirement will determine the experience you have at and during retirement. Asking your employer the tough questions now may save you a lot of trouble later, and allow you to take charge of your own future.

Employees often feel that they can’t talk about finances in the workplace because of the fear of being judged, being viewed as naive or ignorant, or because their personal circumstances may differ drastically to others’, putting them on an unequal footing. Common concerns include: Will I have enough at retirement to live comfortably; am I saving enough; how much do I need; and how do I know that the group savings scheme is right for me and my circumstances?


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GIVING BACK: LEARN TO LIVE 

Learn2Live is a non-profit organisation based in Kraaifontein in the Western Cape, whose focus is on Early Childhood Development and the holistic development of a child during their first 1 000 days.  Their vision is to lay a good foundation during the first 1 000 days of a child’s life, in order to secure a better future for themselves and their families.

The Fairtree Invest team is honoured to be associated with this NPO and we are delighted that they were able to buy their first company car through our financial contribution.

Want to know more about the fantastic work they are doing? Visit their website.

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