Paradigm Mortgage Update
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Lifetime mortgages to suit any client
There's no type of lifetime mortgage client who cannot be helped by more2life's range of lifetime mortgages.
From the lowest MER on the market (which fell below 3% for the first time in August 2019!) to their highest LTV ever of 56% (even for healthy clients), and medically enhanced LTVs to features for added protection, their plans accommodate what really matters to your clients.
Create a KFI
Peace of mind as standard
At no extra cost, your clients can benefit from:
  • Inheritance protection – a percentage of the home’s future value can be protected for loved ones, as long as they don’t take the maximum loan available
  • Optional partial repayments – up to 12% of the initial loan amount can be repaid each year, ERC-free
  • Fixed ERCs – your clients can assess the benefits and risks of early repayment, as they will always know how much it would cost them to repay their loan
  • ERC exemption – in joint cases, the remaining client can repay their loan ERC-free within 3 years of the death or admission into long-term care of the first client
  • Downsizing protection – the loan can be repaid ERC-free if the loan cannot be ported to the new property due to lending criteria at the time
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Why recommend a more2life plan?
You can offer some of the best plans on the market from more2life, and continually seeking feedback from advisers to improve is what truly sets us apart; but don't just take our word for it...

Capital, Maximum and Tailored Plus plans are rated 5* by Moneyfacts, so you can be sure your clients can make the most out of their property value with a more2life plan.
Don't settle for less, their plans give your clients more choice.
Create a KFI
View more2life's page on our website
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FOR USE BY PROFESSIONAL INTERMEDIARIES ONLY. Visit the Paradigm Mortgages website to find out how we can benefit your business.
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Paradigm Mortgage Services LLP, Wellington House, Birmingham International Park, Solihull, West Midlands B37 7HB | tel: 0121 781 7337 | fax: 0121 781 7339
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Paradigm Mortgage Services · Wellington House · Starley Way · Solihull, B37 7HU · United Kingdom

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