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August 2015
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Greetings!

This month's edition of HomesteadCS E-Newsletter includes: 

Attorney General is recommending credit freezes...read on to find out more information

A credit freeze, also known as a security freeze, is a consumer right provided by Indiana law. Placing a security freeze on your credit reports can block an identity thief from opening a new account or obtaining credit in your name. A credit freeze keeps new creditors from accessing your credit report without your permission. If you activate a credit freeze, an identity thief cannot take out new credit in your name, even if the thief has your Social Security number or other personal information, because creditors cannot access your credit report.

Any Indiana resident can request a credit freeze free of charge. There is no fee for Indiana residents to place, temporarily lift, remove or request a new password or PIN. To place a freeze, either use each credit agency's online process or send a letter by certified mail to each of the three credit agencies:

 

Equifax Security Freeze
P.O. Box 105788
Atlanta, GA 30348
https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp

 

Experian Security Freeze
P.O. Box 9554
Allen, TX 75013
https://www.experian.com/freeze/center.html

 

TransUnion LLC Security Freeze
P.O. Box 2000
Chester, PA 19022-2000
https://freeze.transunion.com/sf/securityFreeze/landingPage.jsp


Information taken from: http://in.gov/attorneygeneral/2411.htm
IFoF will be open the following days: October 2nd, 3rd, 9th, 10th, 16th, 17th, 23rd, 24th, 30th, 31st. Which equals a total of 10 days! (great publicity for any company). Last year alone we had over 4,500 people come to our professional charity haunt. 

Sponsorships are available for 2015! (click here for sponsorship form). Click here for more IFoF information. If you would like to volunteer, please contact HomesteadCS at 765-423-1284. 

Buying a home?


HomeBuyer Education is available anytime online. Click here to sign up for a class today! Fees apply.

If you would feel more comfortable attending one of our HomeBuyer Education Classes at HomesteadCS they are listed below. Fees apply.
 
HomeBuyer Education 2015 Class Schedule
Saturday, August 15 8:30 a.m. to 5:00 p.m.
Saturday, September 19 8:30 a.m. to 5:00 p.m.
Saturday, October 17 8:30 a.m. to 5:00 p.m.
Saturday, November 21 8:30 a.m. to 5:00 p.m.

To sign up click here!

THANK YOU 

A big thank you to Sgt. Preston's for donating 100% of their proceeds to HomesteadCS on July 22nd and to First Republic Mortgage Corporation for sponsoring the HomesteadCS HOMEvent Happy Hour.
Money Management:
Our Money Management course is the key to finding your way through today’s financial landscape. Learn practical ways to take control of your finances and bring you peace of mind about your financial future. To register visit: www.ehomeamerica.org/homesteadcs. Fees apply.
 
Topics covered include:
  • Savings
  • Spending
  • Debt
  • Financial Services
  • Credit and Credit Reporting
  • Credit Traps, Scams and Predatory Lending
  • Planning For Your Future
If you missed previous editions of our e-newsletter, click here.

About HomesteadCS

We are a 501(c)(3) non-profit organization that decreases foreclosure, increases homeownership, and ensures that families in Tippecanoe, Benton, Boone, Carroll, Clinton, Fountain, Montgomery, Putnam, Warren, and White Counties have a safe, affordable homes.

Our programs make clients aware of their options in order for them to make informed decisions. If further action is necessary, we work on the client's behalf to achieve the best possible solution.

Because we are certified by the State of Indiana and the U.S. Dept. of Housing and Urban Development (HUD), our clients have access to additional resources that for-profit organizations are unable to offer.

With the help of grants and charitable donations, nearly all of our programs are free.

Copyright © *2015* *HomesteadCS*, All rights reserved.

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