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Our Vision
The place to belong; the place to bank

Our Mission
To provide the best care of our members' financial needs
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Tax Time is coming... prepare and file online with TurboTax

Starting January 30th, 2014, visit for savings up to 20% with TurboTax
Learn More
Credit unions from across Ontario have come together to raise awareness of credit unions among Ontarians and educate them about the benefits of credit union membership.

The Credit Unions of Ontario also encourage Ontarians to join the co-operative banking movement and achieve financial freedom, while supporting their community.

For more information, please visit

Annual Central Membership Dues

You will notice a small deduction for dues on your account by the end of January. It is through this deduction that HMECU remains a Member of Central 1. 
This annual deduction helps finance many of the services Central 1 can provide, services that help us serve you. Central 1 is our official voice for the credit unions in all of BC and Ontario. 
Their mission is to protect and advance the interest of Credit Unions in legislation, insurance, technology, allow HMECU to be a part of a Canada wide Cooperative financial network.

Contact Information

View information about branch locations, phone numbers, and hours of operation.

Full Service Branches
Satellite Offices

Next Issue

We'll be publishing our next newsletter in March. 

We'll be talking about these hot topics:
  • Loan App
  • AGM
  • Around The Bay
  • Nominate a Senior
  • And More!

Happy New Year from Charlie

I'd like to take this opportunity to wish each and every one of our staff best wishes for a healthy and happy 2014. This year promises to be very exciting in Thank youterms of our continued development of the new Universa banking system.
Interac e-transfer is here!
Our new-look member account statements are out and our new online e-Statement service is set to be available to our members by Feb 1.
In addition, there is a whole host of positive member facing service improvements coming that I will provide more details on as we move forward.
We value our employee family. We're all fortunate to work for a great credit union.
Thank you all for doing your part, day in and day out, to make it great. 
Thanks so much for all you did to make the past year so successful. I invite all of you to join me in anticipation of all that we'll accomplish together this year.

Charlie Collura
President and CEO of HMECU

Nominations open for our Board of Directors

The Board deals with matters of overall long-term strategy and policy, rather than the day-to-day operations of the credit union. They work closely with the senior executive team to strengthen the performance of HMECU for the benefit of the members, employees and communities we serve. 

An official call for nominations has been put out to our general membership, and elections will take place at our upcoming Annual General Meeting on Wednesday, April 9th, 2014 at Michelangelo’s Banquet Hall, Hamilton.  More information to follow in the coming weeks. 
Download the nomination package

RRSP Season is here ...

Nobody wants to pay too much tax. 

Most people don't consider filing their tax return as something fun...
Here are a few tips to reduce stress when preparing your 2013 tax return.
  • Understand and use all applicable tax deductions and tax credits
  • Keep all receipts/documents to back up your income, tax deductions and tax credits
  • Income split in multiple-income returns in order to pay less tax
  • Use tax advantaged savings and investments accounts
Please visit our website for more examples and ways to keep this years tax return simple and stress free.
Learn more about RRSPs

Send or receive money in a snap with Interac®  e-Transfer

All you need to send or receive an Interac e-Transfer is an email address and an account at a participating Canadian financial institution. As a sender, you don't need to worry about figuring out where the person banks and they won't know where you do your banking; all account details and financial institutions are kept confidential.
Learn More About E-Transfers

Our Community

Around the Bay Road Race... Toques for the team

On Sunday, March 30th, your HMECU staff members will be participating in the 120th annual Around the Bay Road Race in support of St. Joseph's Healthcare Foundation as part of the dynamic Team HMECU. 

You already know that the staff at St. Joseph's Healthcare go the extra mile for their patients they serve, now it's our turn!!!

Support the team by coming into a branch near you and purchasing a limited edition HMECU toque for $5  All proceeds will go towards team HMECU goal!
Make a Donation to Team HMECU
Copyright © 2013 HMECU All rights reserved.
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We will be sending you information to plan, save, and invest your money, as well as what's going in our beautiful communities. At HMECU, we believe in making a difference!

Our mailing address is: 

209 Limeridge Road East
Hamilton, Ontario L9A 2S6 (at Upper Wellington)
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