March 5, 2021 | 11:40 AM

Act Fast – Now Is the Best Time to Apply for a PPP Loan

Starting last week and running through Tuesday, March 9, the Small Business Administration and Paycheck Protection Program lenders are processing loan applications ONLY from nonprofits and for-profit businesses with fewer than 20 employees. This exclusive small-employer PPP processing window is designed to provide more equitable relief by “targeting the PPP to the smallest businesses and those that have been left behind in previous relief efforts” to ensure that lenders give smaller employers the attention they need to work their way through the application process.

If you think your nonprofit may be eligible for an initial PPP loan or a second draw loan that Congress authorized at the end of 2020, now is the best time to contact a lender and find out how much relief may be available.
Learn more at

Technical Assistance 

Technical assistance from Apparatus Solutions includes: determining if you qualify for a PPP loan; calculating the maximum loan amount; application and documentation preparation; and, loan submission through the Community Reinvestment Fund.

Click to begin the processCommunity Reinvestment Fund (CRF) (Detroit)

NOTICE: CRF will stop accepting new PPP loan applications on Monday, March 8, 2021, at 1:00 PM. Applications received before this date and time will be processed.

Technical Assistance is being offered to support applications for a PPP Loan, PPP Loan Forgiveness, and the Employee Retention Credit. Click here to sign up. 

Summary of State Covid Bills

More than $4.2 billion in emergency COVID-19 response spending is one step closer to the Governor's desk.
Food assistance ($600 million), a $2.25-an-hour direct care worker pay increase ($150 million), COVID-19 testing ($207 million), vaccine distribution ($110 million), emergency rental assistance ($220 million) and various K-12 school assistance ($1.95 billion) were all included into the bills. There is  $150 million in General Fund money going into the unemployment insurance fund.  Also included is a $300 million property tax relief program and $105 million to forgive unemployment insurance taxes and assorted licensing and inspection fees.

About $1.5 billion of the public schools money is going to districts based on the degree to which they teach underserved kids to assist with computers, building ventilation system upgrades and a few other specific purposes. Districts that aren't receiving $450 more per pupil from this "Title 1" money, can draw from another pot of money, but only if they're offering at least 20 hours of in-person instruction a week by March 22. The supplemental also sets aside money for summer schooling, before-and-after school programming, mental health services and benchmark assessments

HB 4047, the main spending bill fiscal analysis
HB 4048, the school spending bill fiscal analysis
For a deeper dive on federal and state policy issues, please contact Joan Gustafson at to sign up for MNA’s public policy news and information.


COVID-19 Vaccine Update

MDHHS announced that it is expanding vaccine eligibility guidelines to ensure more Michiganders can get the safe and effective COVID-19 vaccine.  For the next two weeks, the COVID-19 vaccine will be prioritized for our most at-risk Michiganders to ensure that they have an opportunity to receive the vaccine first: 
  • Starting Monday, March 8, the vaccine will be available to anyone over the age of 50 years old with COVID-19 risk factors, such as pre-existing conditions, disabilities, or medical vulnerabilities. 
  • Starting Monday, March 22, the vaccine will be available to anyone over the age of 50 years old regardless of risk factors.
Read more here.

COVID-19 Vaccine Dashboard

The dashboard shows how many vaccines have been distributed and how many administered. See the dashboard here.

COVID-19 Vaccine Communication Resources

Michigan is following CDC recommendations for prioritization of distribution and administration of COVID-19 vaccines. Vaccine distribution and education is vital to reopening Michigan. New resources for helping to educate Michigan residents can be found here:


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