F&M Bank's Declaration of Beliefs
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F&M Bank's Declaration of Beliefs
Humility: Part IV in a Series

In this month’s issue of F&M’s Declaration of Beliefs we focus on Humility. You’ll hear Main Office President and third-generation F&M leader Kenneth Walker speak on why Humility is a bedrock of our company culture, how it has led us to grow with integrity, and who in our lineage inspired us to live this value, in every act, both big and small.

Part IV: Humility


In my years as President of F&M Bank, including today, you can usually find me at my roll-top desk on the first floor of our Main Office, accessible to everyone. From that desk I have immediate access to every client, every employee, and every friend who wishes to say hello. This desk has special meaning to me. This was my father’s desk, and my grandfather's desk -- the founder of Farmers & Merchants Bank, CJ Walker; I wouldn’t want to have my office anywhere else.
My mission during my tenure as President of the Bank is to keep clients’ money safe and sound, and to create lasting relationships. Each of my clients deserves my attention, whether they entrust $5 or $5 million with F&M Bank. Having a sincere, caring relationship with our clients, borrowers, staff and shareholders has led F&M to grow consistently, steadfastly, and kept us strong for the last 107 years, and will do so for the next 107 years and beyond, I am sure.
My grandmother, Carrie D. Walker, wife of my grandfather CJ, influenced me greatly to be a humble person.  She was an intelligent, wise and beautiful woman, with a huge heart. Simply put, she was superb. In 1902, after Carrie received news of a young woman found on the steps of the city’s auditorium crying and homeless, she made it her mission to help, and started the city’s first YWCA.  Carrie taught me the importance of giving back to those who are less fortunate, and the community, always leading by example.
At the end of the day, you, our client and our friend, are the most important person to F&M Bank. As my father Gus Walker would say, “A client is never an interruption of our work, they are the purpose of it.” So, to those of you whom have given me a smile, a handshake and to those I have yet to meet, I want to say thank you. Thank you for your business, your trust, your friendship, and for giving us the opportunity to service you. You are the purpose for this Bank that my grandfather created, and we value your loyalty. 


Kenneth G. Walker
President, Main Office

About the Author: At the age of 11, Ken was introduced to the virtue of hard work -- a Walker family tradition -- and assumed his first position with F&M Bank as the elevator operator at Main Office. Ken held almost every job in the company and in 1979 succeeded his father Gus Walker, as President. Today at age 87, Ken still maintains his desk on the first floor of Main Office and works as an advisor to his sons Daniel Walker, CEO, and Henry Walker, President.
While attending college at USC, Ken met his wife Nancy and they shared 60 years of marriage and raised six children. Ken and Nancy were both very committed to YMCA and even developed a foundation to give to the Y's Christian Leadership Conferences. Ken’s commitment and activity with the YMCA Rags program gave him the right to wear the distinguished White Rag -- the highest of seven levels, signifying a lifetime commitment to Christian service. Some would say that the best way to articulate Ken & Nancy Walker’s involvement with the YMCA can be found in the closing lines of the Ragger’s Creed: “I would be a friend to all-the foe, the friendless; I would be giving, and forget the gift; I would be humble, for I know my weakness; I would look up, and laugh, and love and lift.”

Team Spirit Long Beach

Farmers & Merchants Bank is proud to support the 15th Annual Team Spirit Long Beach 5k/ 10K run. Join us Saturday, September 27th from 8 a.m. to noon, for the 5k & 10K at The Boathouse on the Bay in Long Beach. Funds raised from the run will benefit breast and ovarian support programs at the MemorialCare Todd Cancer Institute at Long Beach Memorial Hospital.


Concours D'Elegance

Join us for the 22nd Annual Palos Verdes Concours D'Elegance automotive exhibition on Sunday, September 14th at the Trump National Golf Club in Palos Verdes. This year's event will celebrate “Automotive Innovation” and recognize the 50th Anniversary of both the Porshe 911 and the Ford Mustang. Don't miss out; come see some of the world's most stunning and elegant automobiles. 

Buy Tickets
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