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APRIL 2015 NEWSLETTER

Attorney, Daniel R. Gamez
The Gamez Law Firm negotiates aggressively with creditors to significantly reduce our clients' unsecured debts including:

Credit Card Debt

Student Loan Debt  
Medical Debt
Small Business Loans

Home Equity Lines of Credit (HELOCs)
Lawsuit Defense for Debt Collection

 

RECENT CLIENT SUCCESS STORIES:
 
Our client owed 11 different creditors a total of $73,275.00. During the course of a 9-month period, we negotiated this debt down and our client paid a total of $29,294.94 to fully settle all 11 accounts. Our client realized a savings of 60% of the total balance due on these accounts.
 
Settled private student loan debt due to National Collegiate Student Loan Trust. Client owed in excess of $77,892 and had been sued due to non-payment. Negotiated settlement of $39,000, payable over a 60-month term, with no interest. (this is a 50% settlement of the total due).
 
Settled private student loan debt due to National Collegiate Student Loan Trust. Client owed $48,729 and had been sued due to non-payment. Negotiated settlement of $25,000, payable over a 60-month term, with no interest. (Approximately 50% settlement of the total due).

READ MORE OF OUR CLIENT SUCCESS STORIES...
 

DAN GAMEZ FEATURED ON MARKETWATCH:


 
"Top 3 Tips for Your Income Tax Return"

The wait is on for those expecting a federal tax refund. While you are sitting there anxiously awaiting that refund, it's a good time to figure out what you should do with that money.  You should consider whether this money should go to pay
...
READ MORE
 

 
LATEST BLOGS:

What Does a "Charge-Off" Notation Mean on My Credit Report?
The best way to get a true picture of your debts is to run your credit reports from the three major credit bureaus, Equifax, Transunion and Experian. I recommend getting all three reports from annualcreditreport.com.   If you have debts you have not paid for quite some time, you may see a notation that your account has been "charged off." So what does that mean?....
READ MORE

Private Student Loan Refinance Offered by First Republic Bank

Are you paying student loans to National Collegiate Student Loan Trust (NCT), EduCap, Navient, AES, Teri Loan Holdings, LLC, Enterprise Recovery Systems, Inc., or NCO? If so, you likely incurred private student loan debt.  Private student loans aren't afforded the same benefits as federal student loans...READ MORE

What To Do When a Debt Buyer Files a Lawsuit Against Me?

If you default in payments on your credit cards to banks such as Capital One, they will try to collect on this debt for a period of time. If those efforts are unsuccessful, Capital One may choose to sell your debt to a third-party as opposed to continuing to try to collect. Enter Portfolio Recovery Systems. They are a debt buyer that buys distressed debt from...READ MORE

 

 
The Gamez Law firm is committed to fighting creditors, reducing the total amount you owe, and providing you with a life free of debt through debt settlement.

Call Attorney Dan Gamez today for a free consultation 858-217-5051 or visit gamezlawfirm.com for more information

4225 Executive Square, Suite 600
La Jolla, CA 92037
gamezlawfirm.com
daniel@gamezlawfirm.com
858-217-5051

Copyright © 2014 Gamez Law Firm, All rights reserved.
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