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DECEMBER 2015 NEWSLETTER

Attorney, Daniel R. Gamez
The Gamez Law Firm negotiates aggressively with creditors to significantly reduce our clients' unsecured debts including:


Credit Card Debt

Student Loan Debt  
Medical Debt
Small Business Loans

Home Equity Lines of Credit (HELOCs)
Lawsuit Defense for Debt Collection

 
We Have Released Our First eBook!

THE ULTIMATE GUIDE TO CREDIT CARD SETTLEMENT

We were thrilled that CNBC, Yahoo Finance, MarketWatch, The Street and more shared our new eBook! Find out everything you need to know about Credit Card Debt Settlement in our first published eBook! We're excited to release this downloadable content exclusively on our website to help inform you there are options for credit card debt relief.
CLICK HERE TO READ MORE
 

Check Out Our New Resource Guide for

FEDERAL STUDENT LOAN DEBT RELIEF

Find help with federal student loan debt and answers to your student debt problems.  The Gamez Law Firm is dedicated to providing debt relief options available both before and after default to lower your student loan debt.  
CLICK HERE TO READ MORE


 

RECENT CLIENT SUCCESS STORIES
 
Our client owed Bank of America $8,452.45 and had been sued by creditor law firm Hunt & Henriques. We were able to negotiate a settlement of $4,500.00, payable over a 7-month period. Our client was pleased to avoid the unnecessary headache of fighting this out in court.
 
Our client owed in excess of $57,000.00 for 8 private student loans, with an out-of-state co-signing parent. We were able to negotiate a settlement of all 8 loans for $30,00.00, with the payments spread out over 84 months, with no interest. 
 
Our client owed American Express approximately $6,320.00. My office started getting phone calls from 877-434-3248, but the caller would not leave a message. I later learned that this number belongs to American Express Global Collections.  After speaking with a representative, we were able to settle this account in a lump sum for $2,212.00, which is 35% of the total balance due.
 
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RECENT BLOGS

Improving Your Credit Score, tried and True Methods

You’ve probably heard a lot about different strategies to improve your credit score from friends and family, on TV and via the Internet. But these sources aren’t always the most reliable when you need tried and true methods for raising your credit rating – especially if you want to buy a home or car, or apply for other types of financing. So to filter out the good from the bad, check out these ways to get your credit score up.
CLICK HERE TO READ MORE


The Private Student Loan Debt Disaster and How It's Become an Epidemic

Many ambitious college students need to take out loans to fund their college education and pay for living expenses while attending classes. Private loans have often seemed to be a smart option, especially since students could ask a trusted friend or family member to co-sign the financing. However, these arrangements have recently come under fire because of not-so-obvious terms that create problems for borrowers. Here are a few keys to understanding the private student loan debt disaster and the reasons it’s become an epidemic.
CLICK HERE TO READ MORE


How Does Credit Card Debt Rank in Terms of Types of Debt and Why

There’s much more to the concept of debt than just owing money to a creditor. There are different types of debt and each is ranked in order from “good” to “bad”; the ranking is partly intended to help anyone looking at your credit score understand your situation before they extend additional credit to you. Credit card debt is toward the top of the list of history on your credit report, so it’s important that you understand the basics when you’re carrying a high amount of this type.
CLICK HERE TO READ MORE

The Gamez Law firm is committed to fighting creditors, reducing the total amount you owe, and providing you with a life free of debt through debt settlement.

Call Attorney Dan Gamez today for a free consultation 858-217-5051 or visit gamezlawfirm.com for more information

4225 Executive Square, Suite 600
La Jolla, CA 92037
gamezlawfirm.com
daniel@gamezlawfirm.com
858-217-5051

Copyright © 2014 Gamez Law Firm, All rights reserved.
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