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JUNE 2015 NEWSLETTER

Attorney, Daniel R. Gamez
The Gamez Law Firm negotiates aggressively with creditors to significantly reduce our clients' unsecured debts including:

Credit Card Debt

Student Loan Debt  
Medical Debt
Small Business Loans

Home Equity Lines of Credit (HELOCs)
Lawsuit Defense for Debt Collection

 

RECENT CLIENT SUCCESS STORIES:
 
Our client owed Citibank in excess of $14,000. After sending several letters to various departments of Citi's collection departments, they agreed to take the balance down to $0.00. That's a 100% savings! This was the final account for our client and he is now heading into retirement debt free!
 
Our client owed Cash Central in excess of $4,500.00 on a payday loan. We negotiated a settlement of $1,000.00, with payments over 10 months. We saved our client approximately 78% of the total balance claimed due.
 
Debt buyer Cavalry SPV sued our client for a debt previously owed to Citibank in the amount of $15,168. We were successful in reaching a settlement in the amount of $3,000, without having to answer to the lawsuit. We saved our client approximately $12,000 on this debt without her having to deal with the stress and cost of litigation. 

READ MORE OF OUR CLIENT SUCCESS STORIES..


WATCH DAN GAMEZ'S LATEST APPEARANCE ON "REAL TALK SAN DIEGO" on 
1700 AM ESPN RADIO



LATEST BLOG:

Legitimizing My Debt Settlement Practice in a Landscape of Debt Relief Deception

Debt is everywhere we turn. Student loan debt, credit card debt, medical debt, small business debt. As a debt settlement attorney, I meet people every day who feel overwhelmed and are vulnerable to “debt relief” companies trying to take advantage of their situation. It’s often difficult to weed out who is a legitimate debt relief company versus who is preying on those in a difficult situation.

A recent debt relief scam that I heard about involves Orange County residents Athena Maldanado and Christopher Harati. They worked for Nelson Gamble & Associates in Irvine. Maldanado and Harati just copped to conspiracy for falsely telling customers that they work for a law firm and could favorably negotiate debt settlements with creditors. In reality, they were a debt relief company and not a law firm..
....READ MORE
 
DEBT SETTLEMENT FAQ:

Why Would A Creditor Agree to Accept my Debt Settlement?
It’s no big secret that banks are in the business of making money. Especially when they get a consumer stuck in the cycle of paying the minimum monthly payment, resulting in a small principal pay down. But, once you stop paying the minimum, they lose their income and debt settlement allows them a way out, since the banks can now claim your account as a loss. They then use the losses to offset other profits and reap the benefit of creative bookkeeping.
The Gamez Law firm is committed to fighting creditors, reducing the total amount you owe, and providing you with a life free of debt through debt settlement.

Call Attorney Dan Gamez today for a free consultation 858-217-5051 or visit gamezlawfirm.com for more information

4225 Executive Square, Suite 600
La Jolla, CA 92037
gamezlawfirm.com
daniel@gamezlawfirm.com
858-217-5051

Copyright © 2014 Gamez Law Firm, All rights reserved.
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